Life after Foreclosure
Home ownership begins today.
In today’s after-foreclosure housing climate, there are loan products that allow you to purchase a home one day after foreclosure, short sale, or deed in lieu with reasonable rates, no points, and low closing costs. Take our test to see if you qualify today!
Share Your Home Ownership Dream With Us!
What’s your dream home look like and where?
What does your dream home look like, and where is it located? We here at BrandonRoberts360.com are committed to assisting you in making your dream home a reality. Look around our site, and you will find a lot of helpful information regarding buying tips and other real estate advice.
We would love to hear about your home-buying goals and help you with any questions that you may have. Do not hesitate to contact us today. Let’s start the conversation!
We are committed to the Luxury Market – Jumbo Loans
Executive Luxury Lending
We offer our clients specialty portfolio products with expanded guidelines for complex self-employment scenarios.
Our model is set up to match all of your real estate holdings from investments, commercial properties, and additional homes with the correct, calculated strategy and terms. We’re ready to assist you with your luxury home mortgages, as our loan consultants are luxury home loan experts who understand the complexities of obtaining a jumbo mortgage.
What is a Jumbo Mortgage?
Jumbo mortgages are for more significant loan amounts not covered by conforming loan limits. We offer flexible loan terms for purchasing or refinancing. Loans like these are underwritten case-by-case and require a much more focused approach. Because these loans are so specialized, it is crucial that you work with a team that will handcraft your loan packaging rather than the assembly line setup that you will encounter when you go to the big banks.
A jumbo loan may be right for you if:
- You’re financing a luxury home.
- You’re financing a home in a high-cost area.
- You want to purchase a high-cost vacation home.
Qualification and terms are subject to investor guidelines and are subject to change based on loan characteristics, property type, occupancy, and credit history.
Why Choose Us
Loan Amounts up to $3mil
FICO Qualification from 680
LTVs up to 89.99%
DTI up to 43%
Condo & Multi-Unit Financing Available
Second Home & Investment Financing Available
Options Available for First Time Homebuyers, and Non-Occupant Co-Borrowers
Concierge Professional Service 100% Catered to Your Interests
We are Certified Mortgage Planning Experts
Veterans WE WANT YOU
VA offers a variety of home loan guaranty programs for Active Duty Servicemembers, Veterans, and National Guard and Reserve members. A purchase loan allows the purchase of a home at a competitive interest rate, often without requiring a downpayment or private mortgage insurance.
VA’s Cash-Out Refinance Loan is for homeowners who want to take cash out of their home equity to take care of concerns like paying off debt, funding school, or making home improvements. The loan can also be used to refinance a non-VA loan into a VA loan. VA will guarantee loans up to 90% of the value of a home.
We specialize in serving those who faithfully served us and this great nation. As a meager token of our gratitude and thanks, we guarantee the following for every qualified veteran.
We will do the following for any qualified veteran:
We’re both Military Lending Specialist and Military Housing Specialist Certified
No mortgage insurance premiums
Right to repay without penalty
Closing costs are comparable with other financing types
No downpayment*
*Unless required by the lender or the purchase price is more than the reasonable value of the property.